How to get tax e-refund

It is vital for the assesse to initial link the PAN to the checking account to be able to prevalidate the checking account.

The Income Tax Department issues refunds, if any, only as an e-refund to the assessee. The process of provision refunds by approach of cheques has been discontinued .To be able to receive the refund quantity, the bank account of the assessee should be linked to his permanent account number (PAN) and should have been pre-validated on the income tax e-fi ling portal.

1. Access IT portal

The assessee is required to visit the e-filing portal of the Income Tax Department at https://www.incometaxindiaefiling.gov.in. To access the portal, one needs to enter a user name (PAN of the assessee) and password, along with the Captcha code to log in. Those who have not registered with the IT e-fi ling portal need to register themselves beforehand.

2. Choose the right tabs

After work in, the assessee should check the ‘dashboard’ tab.Then, click on the ‘profile settings’ tab to see a drop-down menu of options. Choose the ‘prevalidate your bank account’ option and proceed.

3. Prevalidate account

The assessee will have to enter the bank account number, IFSC code, bank name, mobile number, and e-mail ID. Note that the PAN, mobile number and e-mail ID should be the same as that registered with the bank account. After this, the assessee should click on the ‘pre-validate’ button. The pre-validation status is sent to the registered e-mail ID and mobile number of the assessee.

Alternatively, read your standing by work in to the e-filing portal, and clicking on ‘profile settings’ and ‘pre-validate your bank account’ tabs.

4. Points to note

• It is important for the assessee to first link the PAN to the bank account to be able to pre-validate the bank account.
• The assessee can e-verify the income tax return only by using a pre-validated bank account.